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青岛银行(002948) - 2025年5月16日投资者关系活动记录表
2025-05-16 09:52

Group 1: Financial Performance - In Q1 2025, Qingdao Bank achieved operating revenue of 4.047 billion CNY, an increase of 357 million CNY, representing a growth of 9.69% [3] - The net profit attributable to shareholders in Q1 2025 was 1.258 billion CNY, up by 177 million CNY, which is a growth of 16.42% [3] Group 2: Asset Quality - As of March 2025, the non-performing loan ratio was 1.13%, a decrease of 0.01 percentage points from the beginning of the year [4] - The provision coverage ratio improved to 251.49%, an increase of 10.17 percentage points compared to the start of the year [4] Group 3: Operational Strategies - The bank focused on expanding interest-earning asset scale and increasing the proportion of high-yield assets while achieving significant cost reduction on the liability side [2] - Non-interest income growth was driven by enhanced financial investment scale and timely bond profit-taking operations [2]