Financial Performance - The company maintained an industry-leading position with high daily transaction frequency, peaking at 56.9 million transactions in 1H24[9], although this was slightly lower than the 57.5 million in 2H23[9] - The company's fee rate was 12.3 bps in 1H24[11] - The company's overall gross profit margin increased to 19.0% in 1H24 from 17.7% in 1H23[17] - Net profit rebounded to RMB 30.4 million in 1H24, compared to a loss of RMB 20.2 million in 2H23[16] Revenue and Cost Structure - Revenue decreased to RMB 1,577.719 million in 1H24 from RMB 2,062.235 million in 1H23[57] - GPV decreased to RMB 1,166.2 billion in 1H24 from RMB 1,419.2 billion in 1H23[26] - Selling and administrative expenses decreased by 11.2% year-over-year to RMB 208.0 million in 1H24[13] from RMB 234.2 million in 1H23[13] - Non-payment business contributed 69.1% of total gross profit in 1H24, up from 52.6% in 1H23[17] Business Development and Strategy - In-store e-commerce services saw a 35% year-on-year growth of stores served, reaching over 18,000[47] - GPV in Singapore grew over 50% year-on-year[44] - Automated customer servicing rate raised to 80%[52]
移卡(09923) - 2024 H1 - 电话会议演示