Regions Financial (RF) 2025 Earnings Call Presentation

Morgan Stanley U.S. Financials Conference June 10 Longstanding Strategic Priorities Capital Resiliency • Prudent risk management evident in Federal Reserve's stress testing results 2.5% 1.8% Peer Median RF 2024 CCAR Capital Degradation(1) Proactive Interest Rate Hedging 11.68% Relentless focus on: • Credit Risk Management • Interest Rate Risk Management • Capital and Liquidity Management • Operational & Compliance Risk Management Committed to: • Diversified Revenue Streams • Appropriate Risk Adjusted Return ...