2025-06-20 09:42Group 1: Investor Relations and Shareholder Confidence - Qingdao Bank's major shareholder, Qingdao Guoxin Group, plans to increase its stake, reflecting confidence in the bank's long-term investment value and operational achievements [2] - This increase in shareholding is expected to enhance the bank's investment value and strengthen its overall operational capabilities, supporting high-quality development [2] Group 2: Financial Performance and Net Interest Margin - In Q1 2025, Qingdao Bank achieved an annualized net interest margin of 1.77%, an increase of 0.04 percentage points compared to 2024, maintaining stability year-on-year [3] - The bank implemented several strategies to improve net interest margin, including: - Resource allocation focused on high-quality development and differentiated assessments based on regional characteristics [3] - Optimizing asset structure to increase the proportion of high-yield assets and enhancing loan issuance to support local economic development [3] - Reducing funding costs by optimizing liability structure and adjusting deposit pricing strategies [3]