ACNB (US:ACNB)2025-06-27 14:46Financial Highlights - Total assets reached $3.3 billion[6] - Total loans amounted to $2.3 billion[6] - Market capitalization stood at $443 million[6] - Return on average assets (ROAA) was 1.36% for the most recent quarter (MRQ)[6] - Return on average equity (ROAE) was 11.23% for the MRQ[6] - Net interest margin (NIM) on a fully taxable equivalent (FTE) basis was 4.07% for the MRQ[6] Loan Portfolio & Deposits - Commercial loans constituted approximately 68% of the total loan portfolio[8] - Non-interest bearing demand deposits represented approximately 22% of the deposit portfolio[8] - Core deposits accounted for 97.1% of total deposits, with total deposits at $2.5 billion as of MRQ end[22] Noninterest Income & Expenses - Noninterest income was $7.2 million for the MRQ[26] - Noninterest income accounted for approximately 20.3% of revenues[8] - The company's efficiency ratio was 60.13% for the first quarter of 2025[37]