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WesBanco(WSBC) - 2021 Q3 - Earnings Call Presentation

Financial Performance - Pre-tax, pre-provision income was $57.8 million[5] - Net income available to common shareholders was $45.4 million, with diluted EPS of $0.70 per share[5] - The efficiency ratio year-to-date was 57.04%[5] - Return on average tangible equity was 11.57% for the quarter ending September 30, 2021[6] Balance Sheet and Loan Portfolio - Deposit growth, excluding certificates of deposit, increased by 15.0% year-over-year[5] - Non-performing assets to total assets stood at 0.24%[5] - Approximately 21 million shares of WesBanco common stock were repurchased during the quarter[5] - Remaining SBA PPP loans totaled approximately $272 million as of September 30, 2021[9] Net Interest Margin and Non-Interest Income - Investment securities increased by $1.1 billion year-over-year, representing approximately 23% of total assets[14] - Total non-interest income was $32.755 million[15] - Trust fees increased by 13.4% due to net organic growth in trust assets under management ($5.5 billion)[15]