Travelers(US:TRV)2025-07-17 13:30Financial Performance - Second quarter 2025 net income per diluted share increased by 185% to $6.53[5] - Second quarter 2025 core income per diluted share increased by 159% to $6.51[5] - Second quarter net income reached $1.509 billion, a 183% increase[5] - Second quarter core income was $1.504 billion, up by 157%[5] - The consolidated combined ratio improved by 9.9 points to 90.3%[5] - Net written premiums increased by 4% to a record $11.543 billion[5] - Book value per share grew by 20%, and adjusted book value per share increased by 14%[5] Investment and Capital - Total capital returned to shareholders was $809 million, including $557 million in share repurchases[5] - The company's debt-to-capital ratio is 19.8%, within the target range of 15%-25%[9, 11] - Total investments reached $98.1 billion, with 94% in fixed income and 6% in non-fixed income[60] Segment Performance - Business Insurance segment income increased by 24% to $813 million[27] - Bond & Specialty Insurance segment income increased by 44% to $244 million[39] - Personal Insurance segment income was $534 million, compared to a loss of $153 million in the prior year quarter[45]