OFG Bancorp(US:OFG)2025-07-17 14:00Financial Performance - Earnings per share (EPS) reached $1.15[7] - Total core revenues amounted to $182.2 million[7] - Net Interest Margin (NIM) stood at 5.31%[7] - Provision for credit losses was $21.7 million[7] - Non-interest expense totaled $94.8 million[7] - Pre-Provision Net Revenue (PPNR) reached $87.6 million[7] Balance Sheet & Capital Strength - Total assets reached $12.2 billion[7] - Customer deposits totaled $9.9 billion[7] - Loans held for investment amounted to $8.2 billion[7] - Investments totaled $2.8 billion[7] - Cash reserves were $851.8 million[7] - Common Equity Tier 1 (CET1) ratio was 13.99%[7] - Total Risk-Based Capital Ratio was 15.25%[7] - Leverage ratio was 10.83%[7] - New loan production reached $783.7 million[7] Digital Transformation - 96% of all routine transactions are now conducted through digital channels[12] - 97% of all deposit transactions are now conducted through digital channels[12] - 70% of all loan payments are now conducted through digital channels[12] - Digital enrollment grew by 8%[12] - Digital loan payments increased by 11%[12] - Virtual teller use grew by 37%[12]