HDFC Bank (US:HDB)2025-07-19 12:30Financial Performance - Profit after tax for the quarter was ₹ 182 billion, with an EPS of ₹ 23.7[2,4] - Net revenue increased by 31.2% YoY to ₹ 531.7 billion[6] - Net interest income grew by 5.4% YoY to ₹ 314.4 billion[6] - Non-interest income surged by 103.7% YoY to ₹ 217.3 billion[6] Balance Sheet - Average deposits increased by 16.4% YoY to ₹ 26,576 billion[2,4] - End of Period (EOP) deposits increased by 16.2% YoY to ₹ 3.85 trillion[2] - Average advances under management increased by 8.3% YoY to ₹ 27,423 billion[4] - EOP Gross Advances increased by 6.7% YoY to ₹ 1.66 trillion[2] Asset Quality - Gross NPA ratio remained stable at 1.40%, with ex-agri GNPA at 1.14%[2,4] Subsidiary Performance - HDB Financial Services reported a loan book of ₹ 1,093 billion, up by 14.3% YoY[50] - HDFC Life Insurance's Net Premium Income increased by 16% YoY to ₹ 145 billion[51] - HDFC AMC reported a net profit of ₹ 7.5 billion, a 24% increase YoY[52]