Home Bancorp(US:HBCP)2025-07-22 15:30Financial Highlights - Total assets reached $35 billion as of June 30, 2025[10] - Total loans amounted to $28 billion[10] - Total deposits were $29 billion[10] - Net interest margin (NIM) increased to 404% in Q2 2025[14] - Return on average assets (ROA) was 131% in Q2 2025[14] Loan Portfolio - Total loans reached $28 billion with a YTD annualized growth rate of 3%[30] - Houston market experienced an 18% annualized growth rate YTD[30] - Commercial Real Estate Owner Occupied (CRE OOO) loans constitute 26% of the total loan portfolio[29] - Commercial & Industrial (C&I) loans make up 153% of the total loans[41] Deposits - Total deposits reached $2908234 thousand in Q2 2025[71] - Non-interest bearing deposits represent 27% of the total deposit composition[72] - The annualized deposit growth rate for 2025 is 9%[72]