RBB(US:RBB)2025-07-22 18:00Financial Performance - Net income for Q2 2025 was $93 million[8] - Diluted earnings per share (EPS) reached $052[8] - Net interest margin (NIM) expanded to 292%[8] - Return on average tangible common equity was 850%[8] Balance Sheet & Loan Portfolio - Gross loans held for investment (HFI) increased to $323 billion[8] - Total deposits amounted to $319 billion[8] - Annualized loan growth was 12%[9, 13] - Loans HFI increased by $916 million[13] Asset Quality - Nonperforming loans (NPLs) decreased by $36 million or 6%[9] - NPLs/Total Loans ratio was 176%[8] - Nonperforming assets (NPAs) decreased to $610 million[8] Capital & Efficiency - Common Equity Tier 1 (CET1) Ratio was 1761%[8] - Tangible common equity (TCE) ratio was 1107%[8] - Efficiency ratio improved to 5722%[8] Deposits - Deposits increased by $456 million or 6% annualized[13] - Uninsured deposits totaled $15 billion, representing 478% of total deposits[50]