Voya Financial(US:VOYA)2025-08-06 14:00Financial Performance - Adjusted Operating Earnings Per Diluted Share increased from $2.18 in 2Q'24 to $2.46 in 2Q'25 [13] - After-tax Adjusted Operating Earnings increased from $223 million in 2Q'24 to $240 million in 2Q'25 [13] - Net Income Available to Common Shareholders decreased from $93 million in 2Q'24 to $162 million in 2Q'25 [13] - Excess Capital Generation increased from $0.1 billion in 2Q'24 to $0.2 billion in 2Q'25 [13] - The company is on track to exceed original free cash flow guidance of $700 million for FY'25 [27] Segment Performance - Retirement adjusted operating earnings increased by 10% from 2Q'24 ($214 million) to 2Q'25 ($235 million) [15] - Investment Management adjusted operating earnings increased by 2% from 2Q'24 ($50 million) to 2Q'25 ($51 million) [18] - Employee Benefits adjusted operating earnings increased by 15% from 2Q'24 ($60 million) to 2Q'25 ($69 million) [21] - Investment Management YTD'25 organic growth was 3.1% [18] - Investment Management 2Q'25 net flows were $1.8 billion, contributing to YTD'25 net flows of $9.5 billion [19] - Retirement total YTD'25 Defined Contribution net flows of $41 billion, includes $11.6 billion in 2Q'25 [16] Employee Benefits - Stop Loss - Stop Loss Jan-24 cohort loss ratio improved from 93% at 1Q'25 to 91% at 2Q'25 [22] - Stop Loss Jan-25 cohort loss ratio remained at 87% at 2Q'25 [22] - Employee Benefits achieved an average net effective rate increase of 21% for the Jan-25 Stop Loss cohort [60]