Encore Capital Group(US:ECPG)2025-08-06 21:00Financial Performance - Portfolio purchases increased by 32% to $367 million[7] - Collections increased by 20% to a record $655 million[7] - Estimated Remaining Collections (ERC) increased by 12% to a record $94 billion[7] - Earnings Per Share (EPS) increased from $134 in Q2 2024 to $249 in Q2 2025[7] - Cash generation increased by 23%[18] - The company updated its full-year guidance, projecting collections to increase by 155% to $25 billion[43] U.S. Market (MCM) - Portfolio purchases in the U.S. increased by 34% compared to Q2 2024, reaching $317 million[7, 26] - Collections in the U.S. increased by 24% compared to Q2 2024, reaching $490 million[7, 26] European Market (Cabot) - Collections in Europe increased by 10% compared to Q2 2024, reaching $164 million[7, 31] - Portfolio purchases in Europe were $50 million, in line with historical trends[7, 31] Liquidity and Debt - Available liquidity was $547 million, including $397 million in available Revolving Credit Facility (RCF) and $150 million in cash[38] - The company increased the size of its revolving credit facility by $190 million to $1485 billion and extended its maturity to 2029[38]