Onity Group (NYSE:ONIT) FY Earnings Call Presentation

Financial Performance & Valuation - Onity's Q2 2025 adjusted pre-tax income was $16 million[10] - Onity's adjusted Return on Equity (ROE) year-to-date is 18%[10] - Onity's GAAP diluted earnings per share (EPS) is $2.40[10] - Onity's GAAP net income is $20 million[10] - Onity's book value per share is $60, a $2.94 increase year-over-year[10] - Onity's profitability is comparable to peers, but at a more attractive valuation[19] Market Position & Growth - Onity's servicing portfolio has an average unpaid principal balance (UPB) of $307 billion[10] - Onity added $15 billion in servicing assets[10] - Onity is ranked 8 in total servicing, 6 in subservicing, 8 in correspondent lending, and 3 in reverse originations[10] - The servicing market is expected to grow 2.5% year-over-year to $14.7 trillion in 2025 and 2.5% year-over-year to $15.1 trillion in 2026[16]