Citizens(US:CIA)2025-09-24 13:00Company Overview - Citizens Inc specializes in international life and endowment products and domestic final expense insurance in niche markets globally[11] - The company has over 250 employees, more than 3,300 producing agents, and $1.7 billion in assets[12] - Gross insurance in-force reached a highest-ever of $5.35 billion[12] - In 2024, premium revenue was diversified, with 34% from Taiwan, 15% from the United States, and smaller percentages from other countries[12] - The company rejoined the Russell 3000® and Russell 2000® indexes in June 2025[12] Financial Performance and Growth - The company's stock price increased 76% compared to the S&P 500 increase of 19% in the 12-month period ended 9/8/25[30] - Total revenues reached $65.1 million in Q2 2025, up from $62.1 million in the year-ago quarter[89] - Direct first-year life and A&H premiums increased by 20% in Q2 2025[37, 89] - Book value per share (GAAP) grew 18% year-over-year[97] Strategic Initiatives - The company's strategic roadmap focuses on driving revenue and EPS growth[26] - The company has increased its global network of producing agents by 53% since Q2 2024[19, 37] - The company is expanding its licenses to 43 underpenetrated U S states and Washington, DC[15, 19, 44]