Credicorp .(US:BAP)2025-10-09 13:00Financial Performance & Growth - Credicorp's 30-year average Total Shareholder Return (TSR) is 141%[36] - BCP's cashless transactions have increased 25 times from 2014 to 2024[32] - Credicorp's net income has grown from S/ 3585 million in 2015 to S/ 7200 million in 1H25 annualized[215] - The company aims for Bancassurance to contribute 10% of Credicorp's net income by 2027[97] - Yape aims to increase its monthly revenue-generating transactions per MAU by 10%-60%[103] Digital Transformation & Innovation - BCP's digital clients have increased from 24% in 2019 to 74% in 2024[43] - Technology investments have enabled a 22x increase in transactions[150] - AI-powered chatbots automate 40% of customer inquiries at Contact Center BCP[165] - Origination volumes for SME digital products are up 80%[188] Sustainability & Financial Inclusion - Credicorp has financially included 61 million Peruvians as of June 2025 and aims to reach 80 million by 2028[92, 94] - Credicorp has disbursed over US$ 15 billion in sustainable financing[71]