Simmons First National (SFNC) - 2025 Q3 - Earnings Call Presentation

Nasdaq SFNC 3 rd Quarter 2025 Earnings Presentation October 16, 2025 Company Overview $24.2 BILLION TOTAL ASSETS $19.8 BILLION TOTAL DEPOSITS $9.3 BILLION ASSETS UNDER MANAGEMENT/ ADMINISTRATION $17.2 BILLION TOTAL LOANS 15.07% TOTAL RBC RATIO 8.53% TCE RATIO1 4.6% DIVIDEND YIELD2 87% LOAN TO DEPOSIT RATIO 1.50% ACL TO TOTAL LOANS 168% NPL COVERAGE RATIO Simmons First National Corporation A Mid-South based financial holding company serving our customers and the communities where we work and live since 1903 ...