State Street(US:STT)2025-10-17 15:00Financial Performance Highlights - Total revenue reached $3.5 billion, a 9% increase year-over-year[4, 11] - Fee revenue totaled $2.8 billion, up 8% or 12% excluding notable items[4, 11] - Net interest income (NII) was $715 million, a decrease of 1%[7, 11] - Total expenses amounted to $2.4 billion, a 5% increase[4, 11] - Pre-tax margin stood at 31.1%, and Return on Tangible Common Equity (ROTCE) was 20.9%[4, 11] - Earnings per share (EPS) increased by 23% to $2.78[4, 7] Business Segment Performance - Investment Services achieved a record Assets Under Custody and/or Administration (AUC/A) of $51.7 trillion at quarter-end, with $361 billion in AUC/A wins[4] - Investment Management reported record Assets Under Management (AUM) of $5.4 trillion at quarter-end, with total net inflows of $26 billion[4] - Foreign exchange (FX) trading services revenue was $416 million, up 16% year-over-year[7, 30] - Securities finance revenue reached $138 million, a 19% increase year-over-year[7, 31] - Software and processing fees were $227 million, up 9% year-over-year[7, 36] Capital Management - Capital returned to shareholders totaled $637 million, representing a payout ratio of 79%[4, 59] - The Common Equity Tier 1 (CET1) ratio was 11.3% at quarter-end[4, 59]