Financial Highlights - Reported pre-provision net revenue (PPNR) of $375.9 million[4] - Net income applicable to common was $254.1 million[4] - Diluted earnings per share (EPS) reached $1.54[4] - Efficiency ratio stood at 45.8%[4] - Return on average assets (ROAA) was 1.27%[4] - Return on average tangible common equity (ROATCE) was 17.64%[4] Balance Sheet & Key Ratios - Total loans amounted to $55.052 billion, a 2.6% increase compared to the previous quarter[4, 6] - Total deposits reached $68.176 billion, up 2.8% quarter-over-quarter[4, 6] - Common Equity Tier 1 (CET1) ratio was 11.40%[4] - Tangible common equity (TCE) ratio was 7.50%[4] - Tangible book value per common share grew 3.7% to $36.42[4] Income Statement - Net interest income totaled $631.7 million, an increase of $10.5 million or 1.7% from the prior quarter[21, 27] - Non-interest income increased by $6.2 million quarter-over-quarter[21, 36] - Non-interest expense increased by $11.0 million compared to the previous quarter[21, 40] Loan & Deposit Portfolio - Total loan portfolio grew by $1.4 billion or 2.6% quarter-over-quarter[12, 14] - Total deposit portfolio increased by $1.9 billion or 2.8% quarter-over-quarter[18, 20]
Webster Financial (WBS) - 2025 Q3 - Earnings Call Presentation