RBB(US:RBB)2025-10-21 18:00Financial Performance - Net income for Q3 2025 was $10148 thousand[8] - Diluted earnings per share (EPS) reached $059[8] - Net interest margin (NIM) stood at 298%[8] - Return on tangible common equity was 916%[8] - The efficiency ratio was 5736%[8] Balance Sheet & Loan Portfolio - Gross loans held for investment (HFI) totaled $3302577 thousand, representing an annualized growth of 8%[8, 12] - Total deposits amounted to $3366497 thousand, with an annualized increase of 22%[8, 12] - Nonperforming loans (NPLs) decreased by $113 million, a reduction of 20%[8] - The loan to deposit ratio was 981%[8] Capital & Asset Quality - Common Equity Tier 1 (CET1) ratio was 1728%[8] - Tangible common equity (TCE) ratio was 1067%[8] - The company invested $125 million in a common stock buyback program[8]