Financial Performance - Record net income for 3Q25 reached $368 million[9] - Diluted quarterly earnings per share hit a record of $2.65[9] - Record revenue of $778 million was achieved[12] - Net Interest Income (NII) reached a record of $678 million[12] - Fee income also hit a record at $92 million[12] Balance Sheet Strength - Total customer deposits increased by over $1.5 billion quarter-over-quarter[11] - Total loans increased by over $800 million quarter-over-quarter[11] - The company optimized funding by paying down $500 million of Federal Home Loan Bank (FHLB) advances[11] Asset Quality - Annualized quarterly Net Charge-Offs (NCOs) were at 13bps[11] - Nonperforming assets were at 25bps[11] - The company bolstered its Allowance for Loan Losses (ALLL) to 1.42%[11] Capital Position - Record reported total capital of $8.6 billion was achieved[12] - Common Equity Tier 1 (CET 1) ratio stood at 14.8%[12] - Tangible Common Equity (TCE) ratio was at 10.2%[12]
East West Bancorp(EWBC) - 2025 Q3 - Earnings Call Presentation