Norwood Financial (NWFL) - 2025 Q3 - Earnings Call Presentation

INVESTOR PRESENTATION Q3 2025 Earnings Call October 22, 2025 Forward-looking Statements and Additional Information This presentation contains forward-looking statements within the meaning of the federal securities laws relating to the proposed merger with PB Bankshares, Inc. ("PBBKˮ) by Norwood Financial Corp. ("Norwoodˮ or "NWFLˮ), the integration of PBBK with NWFL, the combination of their businesses and projected or pro forma financial information and metrics. All statements other than statements of hist ...