WesBanco(US:WSBC)2025-10-23 19:00Financial Performance - Net income available to common shareholders was $90.0 million, resulting in diluted earnings per share of $0.94[6] - Net interest margin increased by 58 basis points year-over-year to 3.53%[6] - The efficiency ratio improved to 55.1% due to expense synergies from the PFC acquisition[6] - Return on average tangible equity was 17.48%, an increase of 802 basis points compared to the same quarter last year[7] Loan and Deposit Growth - Total loan growth increased by 52.0% year-over-year, reaching $18.9 billion[6, 9] - Total organic loan growth was 4.8% year-over-year and 2.2% quarter-over-quarter annualized[6, 10] - Total deposits increased by 53.8% year-over-year to $21.3 billion[14] - Average loans to average deposits were 89.4%[6] Capital and Asset Quality - Tangible common equity to tangible assets ratio was 7.92%[6] - Non-performing assets to total assets stood at 0.35%[6] - The allowance for credit losses on loans was $217.7 million, representing a coverage ratio of 1.15%[30]