SBAB Bank (:) Earnings Call Presentation

Investor Presentation SBAB Bank AB (publ) Executive summary Total deposits (SEK bn) Total lending (SEK bn) OOD ● Founded in 1985 and 100% owned by the Kingdom of Sweden ● Swedish mortgage portfolio, predominantly residential mortgages (5th largest mortgage player in Sweden) ● Financial targets from owner covering profitability, capitalisation and dividend ● Increased funding needs in 2025 (approximately SEK 90 bn) Contents Business update Macro development 6 1 2 Credit portfolio and asset quality 3 Financia ...