CVB Financial (CVBF) - 2025 Q3 - Earnings Call Presentation

Financial Performance - Total assets reached $15.7 billion[5] - Gross loans amounted to $8.5 billion[5] - Total deposits, including repos, totaled $12.6 billion[5] - Total equity stood at $2.3 billion[5] - Q3'25 net income was $52.6 million, with EPS at $0.38[24] - Return on Average Tangible Common Equity (ROATCE) was 14.11%[24] - Return on Average Assets (ROAA) was 1.35%[24] - Net Interest Margin (NIM) was 3.33%[24] - Efficiency Ratio was 45.6%[24] Asset and Loan Portfolio - Securities totaled $4.9 billion[22] - Loans totaled $8.5 billion[22] - Commercial Real Estate (CRE) loans constitute 77% of the loan portfolio[22] - Commercial & Industrial (C&I) loans represent 11% of the loan portfolio[22]