Amalgamated Financial (AMAL) - 2025 Q3 - Earnings Call Presentation

Financial Performance - Core net income was $276 million[12] - Core EPS was $091[20] - Net interest income reached $764 million[16] - Net interest margin stood at 360%[18] Deposit Portfolio - Total GAAP deposits amounted to $78 billion as of October 16, 2025[24] - Total core deposits reached $80 billion[26] - Political deposits totaled $144 billion[101] Loan Portfolio - Total loans amounted to $479 billion[43] - Growth portfolios experienced a current quarter growth of $992 million, representing a 33% increase[45] - Non-growth portfolios saw a current quarter decrease of $270 million, a 16% decline[47] Credit Quality - Non-performing assets to total assets ratio was 026%[59] - Criticized and classified loans totaled $79 million[62]