Old Republic International (ORI) - 2025 Q3 - Earnings Call Presentation

Financial Performance - Old Republic's Market Cap/Stock Price (NYSE: ORI) is $1051 billion/$4247[13] - Shareholders' Equity/BVPS is $642 billion/$2619[13] - The company's annualized operating ROE is 144%[13] - Regular Dividend/Yield is $116/27%[13] - Q3 2025 operating EPS was $078, a 99% increase from $071 in Q3 2024[27] - Net premiums & fees earned reached $209 billion, an 81% increase from Q3 2024[27] Business Segments - Specialty Insurance generated $54 billion of operating revenue in 2024[31] - Title Insurance generated $27 billion of operating revenue in 2024[31] - Title Insurance holds a 144% market share, ranking 3rd in the industry[57] - Specialty Insurance accounted for 85% of 2024 pre-tax operating income, while Title Insurance accounted for 14%[33] Capital Management - $62 billion of dividends & share repurchases since 123116[11] - $912 million remains authorized for share repurchases[28,74] - $182 billion in share repurchases since 2022, representing just over 21% of shares outstanding[78]