Financial Performance - Net income available to common shareholders was $32 million, or $032 per diluted share in 3Q25[8, 14] - Pre-tax, pre-provision net income increased 22% from the prior quarter and 96% compared to 3Q24[8] - Gross revenue increased 87% from $242 million in 2Q25 to $263 million in 3Q25[38] - Net interest income increased $16 million, or 89%, from $179 million in 2Q25 to $195 million in 3Q25[43] Balance Sheet & Loan Portfolio - Total deposits increased 126% from $253 billion in 2Q25 to $285 billion in 3Q25[30] - Interest-bearing deposits increased 138% from $217 billion in 2Q25 to $247 billion in 3Q25[30] - New loan production in 3Q25 was $1457 million with an average rate of 638%[25] - Total loans held for investment increased $504 million from the prior quarter[25] Asset Quality & Capital - Tangible book value per share increased 12% to $2368[14] - The efficiency ratio improved from 7883% in 2Q25 and 8498% in 3Q24 to 7638% in 3Q25[55]
First Western(MYFW) - 2025 Q3 - Earnings Call Presentation