South Plains Financial(US:SPFI)2025-10-23 21:00Financial Performance - Net income for 3Q'25 was $163 million, compared to $146 million for 2Q'25[7] - Diluted earnings per share for 3Q'25 was $096, compared to $086 for 2Q'25[7] - Return on average assets for 3Q'25 was 147%, compared to 134% for 2Q'25[7] - Net interest margin was 405% for 3Q'25, compared to 407% for 2Q'25[7] - Noninterest income was $112 million for 3Q'25, compared to $122 million for 2Q'25[35] Loan Portfolio - Loans held for investment were $305 billion as of September 30, 2025, compared to $310 billion as of June 30, 2025[7] - Average yield on loans was 692% for 3Q'25, compared to 699% for 2Q'25[7] - Major metropolitan market loan portfolio represents 332% of the Bank's total loans HFI at September 30, 2025[19] Deposits - Total deposits were $388 billion as of September 30, 2025, compared to $374 billion as of June 30, 2025[7] - Noninterest-bearing deposits to total deposits were 270% at September 30, 2025, up from 267% at June 30, 2025[48]