Workflow
Metropolitan Bank (MCB) - 2025 Q3 - Earnings Call Presentation

Financial Performance - The company's closing price increased from $70.00 in 2Q 2025 to $74.82 in 3Q 2025[8] - Market capitalization grew from $729.50 million in 2Q 2025 to $776.80 million in 3Q 2025[8] - Assets increased from $7.9 billion in 2Q 2025 to $8.2 billion in 3Q 2025[8] - Loans increased from $6.6 billion in 2Q 2025 to $6.8 billion in 3Q 2025[8] - Deposits increased from $6.8 billion in 2Q 2025 to $7.1 billion in 3Q 2025[8] - Net Interest Margin increased from 3.83% in 2Q 2025 to 3.88% in 3Q 2025[8] - The company's loans to deposits ratio was 95.9% in 3Q 2025, compared to 97.4% in 2Q 2025[8] Loan Portfolio - Total loans reached $6.8 billion as of September 30, 2025[30] - Commercial Real Estate (CRE) loans constitute 36% of the total loan portfolio[55] - Commercial & Industrial (C&I) loans represent 14% of the total loan portfolio[55] - The average yield on loans for 3Q 2025 was 7.32%[56]