Bank of Marin Bancorp(US:BMRC)2025-10-27 15:30Financial Performance - Net income for Q3 2025 was $7.5 million, with diluted EPS at $0.47[8] - Pre-tax pre-provision net income improved by 28% sequentially[8] - The tax-equivalent net interest margin increased to 3.08% from 2.93%, a 15 basis point increase[8, 15] Loan and Deposit Portfolio - Total deposits increased by $137.5 million, driven by existing and new relationships[8] - Non-interest bearing deposits represent 43.1% of total deposits[8, 27] - $100.7 million in new loans were originated, with $69.0 million funded, including $85.3 million in commercial loans originated ($65.4 million funded)[8] - Non-accrual loans decreased to 1.51% of total loans from 1.57% in the prior quarter[8] Capital and Liquidity - The bank repurchased $1.1 million in shares in Q3 2025[8, 18] - Total risk-based capital remained strong at 16.13%[8, 17] - Immediately available net funding of $2.0 billion, representing 202% coverage of estimated uninsured deposits[8, 20]