Seacoast Banking of Florida(SBCF) - 2025 Q3 - Earnings Call Presentation

Financial Performance - Net income was $365 million, including $108 million in merger-related charges, representing a 19% year-over-year increase[11] - Net interest income totaled $1339 million, a 5% increase from the prior quarter[15] - Adjusted noninterest income increased by $02 million to $247 million[19] Growth and Acquisitions - Annualized organic deposit growth was 7%[11] - Annualized organic loan growth was 8%[11] - Completed the acquisition of Villages Bancorporation, Inc, adding 19 branches and approximately $4 billion in assets[11] Asset Quality and Capital - Tier 1 capital ratio stood at 145%[10, 11] - Loan-to-deposit ratio was 84%[10] - Assets under management totaled $2467 billion, a 24% year-over-year increase[23]