NBT Bancorp (US:NBTB)2025-10-28 14:00Financial Performance - The company reported earnings per share of $1.03 and operating earnings per share of $1.05[9] - Return on average tangible equity was 17.35% reported and 17.61% operating[9] - Total revenue reached $186 million[9] - Net income was $54.5 million, a 142% increase compared to Q2 2025 and a 43% increase compared to Q3 2024[14] - Diluted earnings per share were $1.03, a 134.1% increase from Q2 2025 and a 28.8% increase from Q3 2024[14] Balance Sheet - Period-end loans totaled $11.60 billion[9] - Period-end deposits amounted to $13.66 billion[9] - Stockholders' equity grew by $327 million, or 21.4%, from December 31, 2024[11] - Total loans increased by $1.63 billion from December 31, 2024[22] - Total deposits increased by $2.11 billion, or 18.3%, from December 31, 2024, including $1.86 billion from the Evans acquisition[29] Net Interest Income and Margin - Net interest income increased by $10.4 million to $135.3 million[36] - Net interest margin increased by 7 bps to 3.66%[36]