Hope Bancorp(US:HOPE)2025-10-28 16:30Financial Performance - GAAP Net Income for 3Q25 was $30.8 million, or $0.24 per diluted common share[4] - Net Income excluding notable items for 3Q25 was $31.6 million, or $0.25 per diluted common share, up 29% QoQ[4] - Net interest income for 3Q25 was $127 million, up 8% QoQ[21] - Noninterest income totaled $15.4 million in 3Q25[33] Balance Sheet & Capital - Total deposits were $15.8 billion at 9/30/25, a decrease of 1% QoQ[4, 15] - Gross loans totaled $14.6 billion at 9/30/25, up 1.2% QoQ (5% annualized)[4, 18] - Total capital ratio was 13.83% and TCE ratio was 9.63% at 9/30/25[4] Asset Quality - Nonperforming assets (NPA) were $112 million, representing 0.61% of total assets at 9/30/25[4] - Classified loans at 9/30/25 were down 13% QoQ, representing 1.66% of total loans[4] - Net charge-offs (NCO) were $5 million in 3Q25, or 14bps of average loans, annualized, down 57% QoQ[46] Outlook - The company anticipates approximately 10% growth in net interest income for the full year 2025[47] - The company anticipates approximately 30% growth in noninterest income (excluding notable items) for the full year 2025[47]