Risk in Force - The original risk written in 2025 was $113 billion, with 965% remaining[6] - The original risk written in 2004 and prior was $1815 billion, with 02% remaining[6] - The weighted average FICO score for 2025 originations is 755, with 508% having a FICO score of 760 and above[6] - The weighted average LTV for 2025 originations is 931%, with 46% having an LTV of 85 or less[6] Delinquency and Losses - The risk in force delinquent is 20%[7] - The number of new notices received in the quarter is 13,582[7,11] - Ever-to-date claims paid for 2005-2008 originations is $133953 million[7] Risk Distribution and Capital - Total PMIERs Primary Minimum Required Assets is $5849 billion[9] - The company ceded 43% of its risk through various reinsurance agreements[9] - Scheduled Contingency Reserve Releases for 2025 is $457 million[26], but as of September 30, 2025, the contingency reserve releases totaled $338 million[27] Losses Incurred - Current period losses incurred, net, are $58 million[11] - Losses incurred, net, are $11 million[11]
MGIC Investment (MTG) - 2025 Q3 - Earnings Call Presentation