Ameriprise Financial(AMP) - 2025 Q3 - Earnings Call Presentation

Financial Performance - Ameriprise's GAAP net revenues increased by 9% to $4791 million for the quarter ended September 30, 2025, compared to $4397 million in the same quarter of 2024[5] - Adjusted operating net revenues increased by 6% to $46 billion driven by asset growth[10] - Adjusted operating earnings per diluted share increased by 12% to $992 excluding unlocking impacts[10] - The company's return on equity, excluding AOCI, was 528% for the quarter ended September 30, 2025[5] Assets and Wealth Management - Total assets under management, administration, and advisement increased by 8% to a record high of $17 trillion[10] - Advice & Wealth Management revenue increased 9% to $30 billion and earnings increased 7% to $881 million with a margin of 295%[10] - Asset Management earnings increased 6% to $260 million with a 42% margin[10] - Wealth Management's total client assets increased by 14% from $569 billion to $650 billion between Q3 2024 and Q3 2025[16] Capital Management - The company had excess capital of $22 billion and holding company available liquidity of $25 billion[10] - The company increased capital return to shareholders to 87% exceeding the target payout ratio[10]