The Bancorp(US:TBBK)2025-10-31 12:00Financial Performance & Guidance - The Bancorp's Return on Equity (ROE) reached 29% in Q3 YTD 2025[8] - The Bancorp's Return on Assets (ROA) was 2.5% in Q3 YTD 2025[8] - The Bancorp's Efficiency Ratio was 41% in Q3 YTD 2025[8] - The company lowered its 2025 earnings per share guidance to $5.10[11] - The company aims for a $1.75 earnings per share run rate by Q4 2026, equivalent to $7.00 per share annually[11] - Preliminary 2027 full-year earnings per share guidance is $8.25[11] Fintech Solutions - Fintech Solutions contribute to 26% of the total bank revenue[40] - Fintech Solutions Group average deposits reached $7.6 billion in Q3 2025[48] - Fintech Solutions deposit growth is driven by increased transactional volume and new partners[49] - Insured deposits account for 92% of the total deposits[50] Lending Portfolio - Total loan portfolio principal stands at $6.799 billion as of September 30, 2025[58]