Financial Performance - Premium income for the three months ended September 30, 2025, was $2,688 million, a 23% increase compared to $2,6288 million for the same period in 2024[5, 5] - Net income for the three months ended September 30, 2025, was $397 million, a significant decrease from $6457 million for the same period in 2024[5, 5] - Adjusted operating revenue for the three months ended September 30, 2025, was $3,2458 million, slightly up from $3,2299 million in 2024[5, 5] - Net investment income for the three months ended September 30, 2025, was $4768 million, down 97% from $5278 million in 2024[12, 12] Segment Results - Unum US premium income increased by 19% to $1,7554 million for the three months ended September 30, 2025[28] - Unum International premium income increased by 14% to $2811 million for the three months ended September 30, 2025[28] - Colonial Life premium income increased by 33% to $4565 million for the three months ended September 30, 2025[28] - Closed Block premium income decreased by 101% to $195 million for the three months ended September 30, 2025[28] Sales Data - Unum US total sales increased by 161% to $1791 million for the three months ended September 30, 2025[13] - Unum International total sales increased by 301% to $497 million for the three months ended September 30, 2025[15] - Colonial Life total sales increased by 31% to $1246 million for the three months ended September 30, 2025[16]
Unum(UNM) - 2025 Q3 - Earnings Call Presentation