Flywire(US:FLYW)2025-11-04 22:00Q3 2025 Performance Highlights - Revenue reached $200.1 million[12] - Gross Margin was 62.3%[12] - Net Income was $29.6 million[12] - Total Payment Volume increased by 26.4% to $13.9 billion[14] - Revenue Less Ancillary Services (RLAS) grew by 28.2% to $194.1 million[14] - Adjusted EBITDA was $57.1 million, representing 29.4% of RLAS[14] Q3 2025 Performance vs Guidance - Total RLAS exceeded guidance by $13.0 million[15] - Year-over-year RLAS Spot Growth beat guidance by 860 bps[15] - Year-over-year RLAS FXN Growth beat guidance by 930 bps[15] - Sertifi Revenue was $12.9 million, exceeding guidance by $2.4 million[15] - Adjusted EBITDA exceeded guidance by $4.8 million[15] FY 2025 Outlook - The company raised FY 2025 FX-Neutral Revenue Less Ancillary Services growth guidance to 23-25%[76] - The company expects Sertifi to contribute $42-44 million in revenue[76] - The company raised Adjusted EBITDA Margin Expansion guidance to 330-370 bps[76]