Genworth(GNW) - 2025 Q3 - Earnings Call Presentation

Financial Performance - Genworth reported net income of $116 million, or $0.28 per diluted share, and adjusted operating income of $17 million, or $0.042 per diluted share[12] - Enact reported adjusted operating income of $134 million and distributed $110 million in capital returns to Genworth[12] - U S life insurance companies' RBC ratio was 303%, a slight decrease from the prior quarter[12] - Genworth holding company cash and liquid assets totaled $254 million at quarter-end[12] Strategic Progress - Enact has provided $1 12 billion in capital returns since its IPO[16] - The company executed $76 million in share repurchases in 3Q and $696 million program-to-date through September 30, 2025[16] - Long-Term Care(LTC) in-force rate actions(IFAs) have achieved an estimated net present value(NPV) of ~$31 8 billion since 2012[16] - Gross incremental LTC premium approvals in 3Q totaled $44 million[16] CareScout Growth - CareScout Quality Network(CQN) continued to grow, with 950 matches in 3Q[16] - CareScout acquired Seniorly in October, accelerating growth into senior living communities[16] - The cumulative benefit reduction rate in LTC is 60 5%[16]