loanDepot(LDI) - 2025 Q3 - Earnings Call Presentation

Financial Performance - Originations reached $6.5 billion in funded volume[17] - Total revenue was $323.3 million on $7.0 billion of pull-through weighted lock volume[17] - Adjusted revenue amounted to $325.2 million[19] - The company experienced an adjusted net loss of $2.8 million and an adjusted EBITDA of $48.8 million[17] - Unrestricted cash stood at $459 million[19] Operational Highlights - The servicing portfolio increased to $118.2 billion[17] - The organic refinance consumer direct recapture rate was 65%[17] - Purchase mix accounted for 60% of originations[19] - The company serves approximately 440,000 clients[10] Outlook - Q4 2025 pull-through weighted rate lock volume is projected to be between $6.0 billion and $8.0 billion[44] - Q4 2025 origination volume is expected to range from $6.5 billion to $8.5 billion[44]