Open Lending(LPRO) - 2025 Q3 - Earnings Call Presentation

Earnings Supplement Q3 2025 Q3 2025 Financial Highlights Total certified loan volumes reflect typical seasonal patterns along with our strategic implementation of enhanced underwriting standards aimed at building a higher quality loan portfolio. Our CU/Bank channel loans typically have higher program fees compared to our OEM loans, which leads to more favorable economics. Q3 2025 Q3 2024 Revenue $24.2 million $23.5 million Adj. EBITDA1 $5.6 million $4.5 million Total Certs 23,880 27,435 3 (1) See reconcilia ...