Velocity Financial(VEL) - 2025 Q3 - Earnings Call Presentation

Forward-looking statements 3Q25 Results Presentation November 6, 2025 3Q25 Highlights Earnings | | ▪ | Loan production reaches new record of $739.0 million(2), an increase of 55.0% from 3Q24 | | --- | --- | --- | | Production | ▪ | Velocity's total loan portfolio was $6.3 billion in UPB as of September 30, 2025, an | | & | | increase of 32.0% from $4.8 billion in UPB as of September 30, 2024 | | Loan Portfolio | ▪ | Nonperforming loans (NPL) as a % of HFI(3) loans were 9.8%, down from 10.6% as of | | | | Se ...