张家港行(002839) - 2025年11月11日投资者关系活动记录表

Group 1: Financial Management Strategies - The bank is focused on maintaining a stable and high-quality development approach, emphasizing refined management to enhance operational efficiency [2] - Measures to control deposit costs include optimizing the deposit structure by reducing long-term fixed deposits and structural deposits, leading to a gradual decrease in deposit interest rates [2] - Strengthening channel and scenario construction to integrate financial services into customers' daily lives, thereby increasing customer engagement [3] Group 2: Performance and Cost Control - The bank is enhancing internal performance assessment management to strengthen cost control and guide the accumulation of low-cost settlement funds [3]