The Bank of Nova Scotia(BNS) - 2025 Q4 - Earnings Call Transcript

The Bank of Nova Scotia (NYSE:BNS) Q4 2025 Earnings Call December 02, 2025 08:15 AM ET Speaker0Good morning and welcome to Scotiabank's Q4 results presentation. My name is Manny Grauman, and I'm Head of Investor Relations. Presenting to you this morning are Scott Thomson, Scotiabank's President and Chief Executive Officer; Raj Viswanathan, our Chief Financial Officer; and Phil Thomas, our Chief Risk Officer. Following our comments, we'll be glad to take your questions. Also present to take questions are the ...