BMO(US:BMO)2025-12-04 13:30Financial Performance - BMO's adjusted EPS increased by 26% from $9.68 in F2024 to $12.16 in F2025[9] - The adjusted return on equity improved by 150 bps, rising from 9.8% in F2024 to 11.3% in F2025[9] - Adjusted PPPT increased by 14%, from $13.3 billion in F2024 to $15.2 billion in F2025[9] - Adjusted net income for Q4 2025 increased by 63%, excluding $123 million amortization of acquisition-related intangible assets and $102 million goodwill write-down[33] - Adjusted revenue for Q4 2025 increased by 12%, driven by broad-based growth across all operating segments and strong fee growth in Wealth Management and Capital Markets[33] Business Segment Performance - Canadian Personal & Commercial Banking revenue increased by 7%, from $11.4 billion in F2024 to $12.3 billion in F2025[15] - Wealth and Asset Management revenue increased by 15%, from $4.6 billion in F2024 to $5.3 billion in F2025[12] - Investment and Corporate Banking revenue increased by 14%, from $6.5 billion in F2024 to $7.4 billion in F2025[14] - U S Banking adjusted PPPT increased by 30% year-over-year[18] Risk and Capital Management - The PCL impaired loans ratio decreased by 230 bps[9] - The CET1 ratio stands at 13.3%[9]