U.S. Bancorp(USB) - 2025 Q4 - Earnings Call Transcript

U.S. Bancorp (NYSE:USB) Q4 2025 Earnings call January 20, 2026 09:00 AM ET Company ParticipantsChris McGratty - Managing DirectorJohn Stern - CFOScott Siefers - Managing DirectorGeorge Andersen - Director of Investor RelationsGerard Cassidy - Managing DirectorMike Mayo - Head of U.S. Large-Cap Bank ResearchMatt O'Connor - Managing DirectorEbrahim Poonawala - Managing Director and Head of North American Banks ResearchGunjan Kedia - CEOSteven Chubak - Managing DirectorJohn Pancari - Senior Managing DirectorSa ...