Hancock Whitney (US:HWC)2026-01-20 21:30Financial Performance - Net income for 4Q25 was $125.6 million, or $1.49 per diluted share[27, 28] - Adjusted Pre-Provision Net Revenue (PPNR) totaled $174.0 million in 4Q25[27, 28] - Net income for 2025 was $486.1 million, or $5.67 per diluted share[29, 30] - Adjusted Pre-Provision Net Revenue (PPNR) for 2025 totaled $679.9 million, up 6% compared to 2024[29, 30] Balance Sheet - Total assets reached $35.5 billion as of December 31, 2025[10] - Total loans amounted to $24.0 billion, up 6% LQA[10, 28, 34] - Total deposits were $29.3 billion, up 9% LQA[10, 28, 42] - CET1 ratio was estimated at 13.66% at the end of 4Q25[10, 27, 28] Strategic Initiatives and Outlook - The company expects mid-single digit loan growth in 2026[34, 80] - The company anticipates NII to increase by 5%-6% in 2026[80]