Simmons First National (SFNC) - 2025 Q4 - Earnings Call Presentation

Nasdaq SFNC 4 th Quarter 2025 Earnings Presentation January 20, 2026 Company Overview $24.5 BILLION TOTAL ASSETS $20.2 BILLION TOTAL DEPOSITS $9.4 BILLION ASSETS UNDER MANAGEMENT/ ADMINISTRATION $17.5 BILLION TOTAL LOANS 14.45% TOTAL RBC RATIO 8.71% TCE RATIO1 4.4% DIVIDEND YIELD2 87% LOAN TO DEPOSIT RATIO 1.28% ACL TO TOTAL LOANS 199% NPL COVERAGE RATIO Simmons First National Corporation A Mid-South based financial holding company serving our customers and the communities where we work and live since 1903 ...