SmartFinancial(SMBK) - 2025 Q4 - Earnings Call Transcript

SmartFinancial (NYSE:SMBK) Q4 2025 Earnings call January 21, 2026 10:00 AM ET Company ParticipantsSteve Moss - Managing DirectorRon Gorczynski - CFOBilly Carroll - President and CEOCatherine Mealor - Managing DirectorMiller Welborn - Chairman of the BoardNate Strall - Director of Strategy and Corporate DevelopmentConference Call ParticipantsStephen Scouten - Managing Director and Senior Research AnalystRussell Gunther - Managing Director and Equity Research AnalystOperatorWelcome, everyone. The SmartFinanci ...